How to Get a Virtual Phone Number for PayPal Verification?

Do you wonder if using a virtual phone number for PayPal or Banking verification is safe?

Using a virtual phone number can protect your PayPal account from fraud, scams, identity theft, and other online security risks.

Not only is it safe, but it provides extra benefits over using the old traditional cellular phones for account verification.

By reading this 📖article, you will be able to clarify any confusion you may have regarding virtual numbers and the benefits and risks associated with using them for PayPal. 

Benefits of Using a Virtual Number for Paypal Verification

Phone numbers are part of personal information. You should keep your phone number private to keep your information confidential.

Various websites, including PayPal, require phone verification, so sharing your personal phone numbers can be risky. Instead, you can use virtual phone numbers for PayPal and get the following advantages.

Increased Privacy and Security

Virtual phone numbers help to keep PayPal and Bank transactions safe by hiding your identity and personal information. It helps to block data breaches from your account and attacks by different cyber attackers to keep your billing and overcharges safe. 

Hackers or Cyber Fraudsters can attack your PayPal or bank accounts if you use virtual phone numbers to sign up for different websites, make unauthorized purchases, or breach your information. Due to its high-security protocols, having a virtual phone number protects your account credentials from hackers.

Accessibility and Ease of Use

Virtual temporary numbers are available worldwide, so purchasing them is not restricted. If PayPal is not available in your country but you wish to use PayPal for transactions, you can check which countries offer PayPal numbers and buy them from that country. 

Users can access them from anywhere with an internet connection, making it easy for customers who may not have access to a traditional method such as landlines or mobiles.

Cost-Effectiveness

Since virtual phone numbers are completely cloud-based, they can save you a lot of money and equipment expenses. Moreover, it offers lower calling and texting rates; you can use it from anywhere without setting it up or buying a new number.

There is no roaming charge for international calls, and SMS, IVR, and other features are affordable. 

How to get a Virtual Number for Paypal Verification from Overseas?

PayPal phone number verification using a virtual number is simple and can be done in several steps. We will provide detailed information and steps for getting a new phone number and verifying it for your PayPal account.

Here are the step-by-step instructions to get a new phone number.  

1. Select the best virtual phone number providers like KrispCall.
2. Go to the provider’s website. 
3. Select a country like Russia from which your number will originate.
4. Create an account with the provider.
5. Select the payment method and get a new number.

To verify your number on PayPal, you can go through these steps:

1. Log into your PayPal account.
2. Go to Settings> Phone> Confirm Phone Number.
3. Enter your new virtual phone number.
4. You will receive a text message or automated call containing a verification code that needs to be entered into PayPal to complete the process of PayPal phone number verification. 

Risks of Using a Virtual Number for Banking Verification

There are multiple benefits to using a virtual phone number, but you should be aware of some risks before you do so.

1. Possibility of Fraudulent Services

Fraud and scams are the most common risks, and there are reports of setting up fake accounts using virtual numbers for scams. Even when service providers try to give safe and reliable services, these problems can occur.

Many cases have been reported where malicious actors use fake identities and false information to access financial accounts by gaining access through virtual phone numbers.  

It is important to research the rate of scammers and fraud before verifying your account with a virtual phone number and protect yourself from being the victim of Fraud, Scams, and Identity theft. 

2. Dependence on Third-Party Providers

PayPal and Banking depend entirely on the security, reliability, and service of your virtual number provider. Sometimes, PayPal denies sending a verification code to your second number if your provider is unauthorized. 

Even if your verification is completed, depending on your service provider’s security, you could still be the victim of fraud and scam. You can also face transaction errors, data loss, and several issues due to security and data breaches on the provider’s system.

3. Technical Limitations and Service Disruptions

Some of the technical limitations and service disruptions using virtual numbers  are:

• Internet issues and server downtime can frequently occur, causing SMS and verification code loss, problems with online payments, and calls for verification of new PayPal accounts.  
• PayPal or other online banking can block calls and SMS from your service provider, preventing verification.
• Technical issues are uncertain and can occur at any time. 
• Compatibility issues in different platforms are major technical issues that can cause further problems.

Before verifying your bank account with a VoIP number, you should know the technical limitations and service disruption with your providers. It is important to measure all the risk factors carefully beforehand.

Factors to Consider Before Using a Virtual Number for Paypal Verification

Using a virtual phone number for a PayPal verification code can effectively protect your financial information and ensure secure transactions. However, using a virtual number for PayPal and banking verifications can also present different risks and problems. 

Here are some important factors that should be considered before using this type of service. 

Verification Requirements and Restrictions

PayPal requires phone verification to set up a new account and may not verify unreliable numbers from unknown sources. Some of the requirements and restrictions can include the following:

• You should know the verification requirements, KYC verification, and PayPal or other banking restrictions. 
• Your virtual number should meet PayPal standards, and PayPal allows your service provider to send the verification SMS without violating policies. 
• In some countries, you must submit the required documents to verify your identity to get a virtual number; in others, virtual numbers can be unavailable. 
• Ensure your service provider has excellent services, security measures, and features, and there will be no problems regarding verification, data breaches, or other issues in the future.

Trustworthiness and Reputation of Virtual Phone Number Providers

Reputation and trustworthiness are the service providers’ identities. You should always check their reputation, user reviews, uptime services, and any legal compliance or regulatory standards they may have in place. 

You should pick service providers carefully after performing comprehensive research so that you can avoid risks in the future. Here are some things to consider while researching service providers.

• You should check their user reviews to know how well their features and services are and analyze customer satisfaction.
• It is essential to check their uptime to know if there is a problem with the server or system.
• Research how many reputable companies use their service and the number of countries they serve. 
• Check the provider’s experience so they have knowledge of handling clients and solving the problem. 

In finance and banking, it is crucial to think carefully and make correct decisions to ensure the safety of your finances. 

Legal Compliance and Regulatory Standards

Legal compliance and regulatory standards are other main factors you should consider, as they are the company’s rules and regulations. Here are some legal compliances you should know before getting a virtual number for PayPal or Banking. 

• Paypal requires phone verification to confirm your identity. Bypassing verification is against the company’s terms and policy. Make sure to use virtual numbers, as they work like real numbers for the PayPal verification code.
• Check whether PayPal’s transactions using virtual numbers are available or legal in your country. Read and understand the company’s rules and agreements. Ensure you follow the legal steps and avoid problems using VoIP numbers for your finances. 
• Different countries have different laws regarding the use of such numbers, so research your local regulations thoroughly before proceeding with any transaction or agreement involving them.
• Digital Payment systems like PayPal must comply with Know Your Customer regulations, where the users must verify themselves with name, phone number, address, nationality, and other requirements.  
• You should also ensure that the virtual service provider complies with KYC regulations. If you have questions about the rules for using VoIP numbers, you can contact the PayPal website.

Research and Compare Virtual Phone Number Providers

Multiple legit service providers offer different services based on features, prices, reputations, uptime, customer support, and service value. You should always research and compare various providers to find one that meets all necessary requirements and offers reliable service at an affordable price point. 

There are many cloud-based number providers online that claim to be legitimate and provide real numbers. To avoid fraud and scams, you should avoid providers who can not be trusted and do comprehensive research on different providers.

Use a Unique and Strong Password for your Virtual Phone Number Account

Security is the key factor for keeping your PayPal and Banking account safe. Using a unique and strong password for your virtual number account is important. It helps to prevent unauthorized access by third parties to misuse your PayPal and banking information without your permission.

Use a strong combination of passwords such as uppercase, lowercase, characters, and numbers, and avoid using simple and guessable passwords such as 123456, phone numbers, iloveyou123, JohnBrad45, etc. 

Avoid Sharing Your Virtual Phone Number with Unauthorized Parties

While visiting websites or using unauthorized apps, they can ask for phone numbers. It’s crucial not to enter your VoIP number with PayPal or bank accounts. It is important to keep your information private and use your number only on authorized sites.

Providing your virtual phone number with authorized parties can put you and other people at risk of identity theft or fraud if they are accessed by malicious actors online. 

Top 3 Virtual Number Providers for Secure Paypal Verification

As the popularity of VoIP services increases, many service providers are on the market. Many people use virtual numbers for PayPal and banking services as they offer better security, advanced features, send and receive SMS online, and unique services at different pricing points. Here is a list of the top 3 providers based on their features, reputation, value for money, and customer service.

1. KrispCall

KrispCall is one of the best virtual number provider options for secure PayPal account verification. With KrispCall’s reliable service and comprehensive suite of strong security tools, you can rest assured that your PayPal verification process will be safe and secure every time.

KrispCall provides services to more than 100 countries and is trusted by 4,500+ companies. Its powerful Unified Call Boxing feature allows users to manage multiple channels from a single account dashboard while providing secure access control and real-time analytics on all incoming calls, messages, and SMS verification. 

Features:

• Unified Callbox
• IVR
• Global Calling
• Call Monitoring
• DND
• Call Analytics

Pricing

Click to see the pricing

2. Google Voice

Google Voice is a popular VOIP service provider that provides free virtual numbers in the US and Canada. In other countries, you’ll have to subscribe to get started with Google Voice. Having a virtual phone number is ideal for verifying PayPal accounts and banking. It also offers free text and call plans and sends and receives free SMS that suit and benefit you. 

Features:

• Voicemail
• IVR
• Low call rates
• Call blocker
• Spam blocker
• Screen calls

Pricing

Basic plan starts from $10 per month.

3. Grasshopper

Grasshopper provides virtual phone numbers for personal and business use and uses them for different verification processes. You can use the number from Grasshopper to verify your PayPal account and banking. You’ll get a message via the app’s inbox and confirm your identity.

Grasshopper also only provides US and Canadian personal phone numbers, but you can enable international calling to make and receive calls from anywhere in the world. 

Features:

• WiFi Calling
• Conference Calling
• Call Forwarding
• SMS Texting
• Virtual Receptionist

Pricing

The starting price for Grasshopper is $26 per month.

Conclusion

Virtual phone numbers are the best option for PayPal accounts or Banking verification. Using a virtual phone number is completely safe, but you should register and buy your phone number from a legitimate provider like KrispCall. To protect yourself from different security threats, consider the above-mentioned risks and factors of using a virtual number.

For PayPal verification, users might need to provide proof of identity, a driver’s license, or a passport. You can verify your PayPal account by entering a valid bank account and credit card statement.

Using free phone numbers from temporary number providers to verify PayPal accounts might not be very secure. Users should consider buying a virtual phone number from a reliable VoIP service provider like KrispCall to verify a PayPal account.

So, Get ready to schedule a free KrispCall demo and assess its effectiveness for your business.

Arun Chaudhary

Arun is SEO Analyst at KrispCall. He has written in extensively in the field of cloud telephony and call center solutions.