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How to Get a Virtual Phone Number for PayPal Verification?



virtual phone number for PayPal verification

Do you wonder if using a virtual phone number for PayPal or Banking verification is safe?

You can protect your PayPal account from fraud, scams, identity theft, and other online security risks by using a virtual phone number.

Not only safe, but it provides extra benefits over using the old traditional cellular phones for account verification.

By reading this article, you will be able to clear up any confusion you may have regarding virtual numbers and the benefits and risks associated with them for PayPal use. 

Benefits of Using a Virtual Number for Paypal Verification

Phone numbers are part of personal information. You should keep your phone number private to keep your information confidential.

Various websites, including PayPal, require phone verification, so sharing your personal phone numbers can be risky. Instead, you can use virtual phone numbers for PayPal and get the following advantages.

  • Increased privacy and security

Virtual phone numbers help to keep PayPal and Bank transactions safe by hiding your identity and personal information. It helps to block data breaches from your account and attacks by different cyber attackers to keep your billing and overcharges safe. 

Get Virtual Phone Number for Paypal Verification.

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*Disclaimer: It solely depends on Paypal to deliver SMS containing the OTP code. KrispCall does not block any SMS sent to your number.

Your PayPal or bank accounts can be attacked by hackers or cyber fraudsters if you use virtual phone numbers to sign up for different websites, make unauthorized purchases, or breach your information. Having a virtual phone number protects your account credentials from hackers due to its high-security protocols.

  • Accessibility and ease of use

There is no restriction on purchasing virtual numbers, as they are available worldwide. In case PayPal is not available in your country, but you wish to use PayPal for transactions, you can check which countries are available and buy the PayPal number from that country. 

Users can access them from anywhere with an internet connection, making it easy for customers who may not have access to a traditional method such as landlines or mobiles.

  • Cost-effectiveness

Since virtual phone numbers are completely cloud-based, they can save you a lot of money and equipment expenses. Moreover, it offers lower calling and texting rates; you can use it from anywhere without setting it up or buying a new number.

There is no roaming charge for international calls, and SMS, IVR, and other features are affordable. 

How to get a Virtual Number for Paypal Verification from Overseas?

Paypal phone verification using a virtual number is simple and can be done in several processes.

Here are the step-by-step instructions to get a new phone number.  

  1. Select the best virtual phone number providers like KrispCall.
  2. Go to the provider’s website. 
  3. Select the country like Russia you want your number to originate from.
  4. Create an account with the provider.
  5. Select the payment method and get a new number.

For verifying a PayPal account with a virtual number.

  1. Log into your PayPal account.
  2. Go to Settings> Phone> Confirm Phone Number.
  3. Enter your new virtual phone number.
  4. You will receive a text message or automated call containing a verification code that needs to be entered into PayPal to complete the process of Paypal phone verification. 

Also read: How to Get a Virtual Phone Number for Venmo

Risks of using a virtual number for banking verification

There are multiple benefits of using a virtual phone number, but you should be aware of some risks before you use one.

  1. Possibility of fraudulent services

Fraud and scams are the most common risks, and there are reports of setting up fake accounts using virtual numbers for scams. Even when service providers try to give safe and reliable services, these problems can occur.

Many cases have been reported where malicious actors use fake identities and false information to access financial accounts by gaining access through virtual phone numbers.  

It is important to research the rate of scammers and fraud before verifying your account with a virtual phone number and protect yourself from being the victim of Fraud, Scams, and Identity theft. 

  1. Dependence on third-party providers

PayPal and Banking depend entirely on the security, reliability, and service of your virtual number provider. Sometimes PayPal denies sending a verification code to your number if your provider is unauthorized. 

Even if your verification is completed, you could still be the victim of fraud and get scammed, depending on your service provider’s security. Also, you can face transaction errors, data loss, and several issues due to security and data breaches on the provider’s system.

  1. Technical limitations and service disruptions

Some of the technical limitations and service disruptions using virtual numbers  are:

  • Problems like internet issues and server down can frequently occur, which cause loss of SMS, verification code, online payments problems, and calls for verification of new Paypal accounts.  
  • PayPal or other online banking can block calls and SMS from your service provider, preventing verification.
  • Technical issues are uncertain and occur at any time. 
  • Compatibility issues in different platforms are major technical issues that can cause further problems.

Before verifying your bank account with a VoIP number, you should know the technical limitations and service disruption with your providers. It is important to measure up all the risk factors carefully beforehand.   

Related: How to Get a Virtual Number for Telegram

Factors to Consider Before Using a Virtual Number for Paypal Verification

Using a virtual phone number for a Paypal verification code can effectively protect your financial information and ensure secure transactions. But, you can face different risks and problems while using a virtual number for PayPal and banking verifications. 

Here are some important factors that should be considered before using this type of service. 

Verification requirements and restrictions

PayPal requires phone verification to set up a new account and may not verify unreliable numbers from unknown sources. Some of the requirements and restrictions can include the following:

  • You should know the verification requirement, KYC verification, and PayPal or other banking restrictions. 
  • Your virtual number should meet PayPal standards, and PayPal allows your service provider to send the verification SMS without violating policies. 
  • In some countries, you need to submit the required documents to verify your identity to get a virtual number, and for some countries, virtual numbers can be unavailable. 
  • Ensure your service provider has excellent services, security measures, and features, and there will be no problems regarding verification, data breaches, or other issues in the future.

Trustworthiness and reputation of virtual phone number providers

Reputation and trustworthiness are the identities of the service providers. You should always check their reputation, user reviews, uptime services, and any legal compliance or regulatory standards they may have in place. 

You should pick service providers carefully after performing comprehensive research so that you can avoid risks in the future. Here are some things to consider while researching service providers.

  • You should check their user reviews to know how well their features and services are and analyze customer satisfaction.
  • It is important to check their uptime to know if there is a problem with the server or system.
  • Research how many reputable companies use their service and the number of countries they serve. 
  • Check the provider’s experience so they have knowledge of handling clients and solving the problem. 

 In finance and banking, it is crucial to think carefully and make correct decisions so your finance will be safe. 

Legal compliance and regulatory standards

Legal compliance and regulatory standards are other main factors you should consider, as it is the rules and regulations of the company. Here are some legal compliances you should know before getting a virtual number for PayPal or Banking. 

  • Paypal requires phone verification to confirm your identity. Bypassing verification is against the company’s terms and policy. Make sure to use virtual numbers, as they work like real numbers for the PayPal verification code.
  • Check whether PayPal’s transactions using virtual numbers are available or legal in your country. Read and understand the company’s rules and agreements. Ensure you follow the legal steps and avoid problems using VoIP numbers for your finance. 
  • Different countries have different laws regarding using such numbers, so research your local regulations thoroughly before proceeding with any transaction or agreement involving them.
  • Digital Payment systems like PayPal must comply with Know Your Customer regulations, where the users must verify themselves with name, phone number, address, nationality, and other requirements.  
  • You should ensure that the virtual service provider also complies with KYC regulations. You can contact PayPal and visit the PayPal website and ask any questions regarding the regulations of using VoIP numbers.

Research and compare virtual phone number providers

You can find multiple legit service providers that provide different services depending on features, prices, reputations, uptime, customer support, and service to the value. You should always research and compare various providers to find one that meets all necessary requirements and offers reliable service at an affordable price point. 

There are many cloud-based number providers online that claim to be legitimate and provide real numbers. You should avoid providers who can not be trusted. You should do comprehensive research on different providers to avoid fraud and scams.

Use a unique and strong password for your virtual phone number account

Security is the key factor for keeping your PayPal and Baking account safe. Using a unique and strong password for your virtual number account is important. It helps to prevent unauthorized access from third parties to misuse your Paypal and Banking information without your permission.

Use a strong combination of passwords such as uppercase, lowercase, characters, and numbers, and avoid using simple and guessable passwords such as 123456, phone numbers, iloveyou123, JohnBrad45, etc. 

Avoid sharing your virtual phone number with unauthorized parties

While visiting websites or using unauthorized apps, they can ask for phone numbers. It’s crucial not to enter your VoIP number with PayPal or bank accounts. It is important to keep your information private and use your number only on authorized sites.

Providing your virtual phone number with authorized parties can put you and other people at risk of identity theft or fraud if they are accessed by malicious actors online. 

Top 3 virtual number providers for Secure Paypal Verification

As the popularity of VoIP service is increasing, many service providers are on the market. Many people use virtual numbers for PayPal and banking services as they offer better security, advanced features, send and receive free SMS, and unique services at different pricing points. Here is a list of the top 5 providers based on their features, reputation, value for money, and customer service.

1. KrispCall

KrispCall is one of the best virtual number provider options for secure PayPal account verification. With KrispCall’s reliable service and comprehensive suite of strong security tools, you can rest assured that your PayPal verification process will be safe and secure every time.


Krispcall provides services to more than 100 countries and is trusted by 4500+ companies. It comes with a powerful Unified Call Boxing feature that allows users to manage multiple channels from a single account dashboard while providing secure access control and real-time analytics on all incoming calls, messages, and SMS verification. 


  • Unified Callbox
  • IVR
  • Global Calling
  • Call Monitoring
  • DND
  • Call Analytics

Pricing: Click to see the pricing

2. Google Voice

Google Voice is a popular VOIP service provider that provides free virtual phone numbers in US and Canada. For other countries, you’ll have to subscribe to get started with Google Voice.  It is ideal to have a virtual phone number for your PayPal accounts and banking verification. It also has free text and call plans and sends and receives free sms that suit and benefit you. 

Google Voice


  • Voicemail
  • IVR
  • Low call rates
  • Call blocker
  • Spam blocker
  • Screen calls

Price: Basic plan starts from $10 per month.

3. Grasshopper

Grasshopper provides virtual phone numbers for personal and business use and uses them for different verification processes. You can use the number from Grasshopper to verify your Paypal account and banking. You’ll get a message via the app’s inbox and verify your identity.


Grasshopper also only provides US and Canadian personal phone numbers, but you can enable international calling to make and receive calls from anywhere in the world. 


  • Wifi calling
  • Conference calling
  • Call forwarding
  • SMS texting
  • Virtual Receptionist

Price: The starting price for Grasshopper is $26 per month.


Virtual phone numbers are the best option for Paypal accounts or Banking verification. Using a virtual phone number is completely safe, but you should register and buy your phone number from a legitimate provider.  Consider the above-mentioned risks and factors of using a virtual number to protect yourself from different security threats.

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Arun is SEO Analyst at KrispCall. He has written in extensively in the field of cloud telephony and call center solutions.

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